What this Airbnb ROI calculator measures

Revenue

Enter ADR, occupancy, personal-use days, booking fees, lodging tax handling, and seasonal changes.

Financing

Model purchase price, down payment, closing costs, loan term, rate, and interest-only scenarios.

Operating costs

Include management, cleaning, insurance, HOA, utilities, maintenance, license fees, and expense inflation.

Returns

Review cash flow, total cash invested, cash-on-cash return, break-even occupancy, and long-term projections.

Core ROI formula

Annual net cash flow = gross booking revenue - operating expenses - debt service
Cash-on-cash ROI = annual net cash flow / total cash invested
Break-even occupancy = fixed annual costs / annual revenue at 100% occupancy

The calculator does the boring arithmetic instantly so you can spend your brain cells on the parts that matter: market data quality, regulation risk, and whether the deal still works after you stop being optimistic on purpose.

Recommended inputs

ADR: use current comparable listings, pacing reports, or AirDNA-style market data.
Occupancy: model peak, shoulder, and slow seasons instead of pretending every month is July.
Management: include either a manager percentage or the cost of your own operating stack.
Reserves: add maintenance and replacement reserves before a sofa teaches you humility.